Let’s talk about turning everyday business expenses into opportunities for growth and premium rewards.
When I first started exploring business credit cards, it wasn’t just about points—it was about leverage. I wanted to turn my spending into something bigger: growth for my business and luxury for my travel experiences.
Here’s the truth:
Choosing the right business credit card isn’t just about perks—it’s a strategy.
It’s how you scale your business, protect your finances, and unlock rewards that elevate your lifestyle.
Let’s break down the best options:
1. Amex Business Gold Card
Why It’s a Game-Changer: This card earns 4x Membership Rewards points on the 2 categories your business spends the most on monthly, up to $150,000 annually. That’s up to 600,000 points a year! What Makes It Great:
Elevated welcome offers: Up to 200,000 points (targeted).
Flexible categories to match your highest spend.
Points transfer to premium airline and hotel partners.
Best For: Businesses focused on advertising expenses like Google or Facebook Ads.
2. Chase Ink Business Preferred Card
Why It Stands Out: Earn 3x Ultimate Rewards points on top business categories, including advertising, travel, and shipping, up to $150,000 annually. What Makes It Great:
Huge welcome bonus: 90,000 points (worth $5,625 when redeemed for travel).
Low $95 annual fee.
Flexible redemption options, including transfers to travel partners.
Best For: Entrepreneurs with mixed expenses—advertising, travel, and more.
3. Amex Blue Business Plus Card
Why It’s a Solid Pick: Earn 2x Membership Rewards points on all purchases (up to $50,000 annually). No annual fee, no stress. What Makes It Great:
$0 annual fee.
Points transfer to airline and hotel partners.
Simple, reliable rewards across all spending.
Best For: Small businesses looking for flexibility and everyday value.
Why These Cards Matter
These cards don’t just pay for themselves—they pay YOU back. Here’s why they stand out:
Maximized Rewards: Whether it’s advertising, travel, or daily purchases, these cards ensure every dollar works harder for you.
Versatility: Points can be redeemed as cash-back or transferred to premium travel partners.
Strategic Pairing: Use multiple cards to optimize rewards. For example, pair the Amex Gold for ads and Chase Ink for travel expenses.
Pro Tip: Take advantage of 0% APR offers on some cards to finance investments interest-free while earning rewards.
Deal of the Week:
Houston to Amsterdam in KLM Business Class.
Award Rate: 50,000 miles + $222 (One-Way)
Cash Rate: $7,665.
Cash Rate: $7,665
Award Rate: 50,000 miles + $222
That’s over $5,000 in savings for a round trip!
The Bottom Line:
Anybody can build credit, and everybody spends money. Let’s make sure your spending funds your growth and your next trip.
What’s Next?
Not sure which card is right for you? Let’s build a strategy tailored to your business and travel goals.
Fill out the consult form and take the first step toward smarter spending.
Here’s to scaling your business and elevating your travel experiences.
See you next week in The Leverage Letter!