Imagine the first of the month rolling around — rent is due, and like clockwork, thousands of your hard-earned dollars disappear with nothing in return but a roof over your head.
But what if those rent payments didn’t just vanish into thin air?
What if they could fund your next adventure?
Welcome to the magic of the Bilt Rewards card. It is the only card that allows you to pay rent without transaction fees while earning travel points.
Bilt Rewards is more than a card; it’s a game-changer for those paying rent. Whether $2,500 or $5,000 in monthly rent payments, that money can take you places literally.
For most renters, the first of the month feels like pouring money down the drain—thousands in rent and nothing to show for it. Over time, the cost of missing out on rewards becomes painfully obvious.
Think about it:
$3,000/month in rent = $36,000/year.
Over several years, you’re looking at hundreds of thousands of dollars in rent payments with nothing in return.
Those dollars could’ve earned you:
Business-class flights
5-star hotel stays
Luxury vacations
Instead, that rent money is paid with debit/ACH, leaving nothing behind but empty pockets.
Let’s look at what you’re missing out on if you don’t maximize your rent payments:
A Delta Airlines flight from Washington DC to Salt Lake City
Delta charges 44K SkyMiles.
You can book the same flight for 19K Virgin Atlantic points (which Bilt transfers to at a 1:1 rate).
Etihad First Class from Abu Dhabi to London
Etihad charges 140K miles.
I booked it for 65K Aeroplan miles — a flight worth $8,000 in cash.
Here’s your step-by-step guide to turning rent payments into business-class travel:
No annual fee.
Earn 1 point per dollar on rent payments (up to 100,000 points annually) — without fees.
Earn 3x points on dining, 2x on travel, and 1x on everything else.
Important: Use the card for at least 5 transactions per month to activate rent rewards.
What is Rent Day? On the 1st of every month, Bilt offers more rewards:
Double Points: Earn 6x on dining, 4x on travel, and 2x on all other purchases (except rent).
Rent Day Benefits
Exclusive Transfer Bonuses: This month, transfer Bilt points to British Airways Avios and receive a 100% bonus.
Current Bonus
Pro Tip: Avios are your gateway to world-class experiences. Transfer them to book flights with partners like American Airlines, Qatar Airways, and more.
With Bilt’s current 100% bonus, transferring your points to British Airways doubles your reward power. 35,000 Bilt points become 70,000 Avios—enough for a Qatar Airways Qsuite flight, a seat that retails for over $5,000.
Example: Use 70,000 Avios for a Qatar Airways Qsuite from Seattle to Doha.
Cash Rate
Award Rate
Maximize your points with these strategies:
Book Smart
Redeem 60K Aeroplan miles (instead of 80K United miles) for a United Polaris Business Class flight from New York to Lisbon.
The cash price? $6,000+.
Book via Aeroplan for 60k miles
Where and how you book matters, start with Freemium Traveler — Travel Better with points.
Take Advantage of Transfer Bonuses
Past Bilt offers:
100% bonus to Hawaiian Airlines (Feb 2023)
100% bonus to Flying Blue (Air France/KLM) (May 2023)
Up to 150% bonus to Virgin/Flying Blue (Jan 2024)
Stack Your Points
Bilt points are flexible, transferring 1:1 to programs like Aeroplan, Alaska, Avianca, United, and Hyatt.
Combine Bilt points with Chase Ultimate Rewards or Amex Membership Rewards for even greater redemption options.
Rent isn’t going anywhere; with price increases, how you leverage it can change everything.
With Bilt, every dollar you spend on rent becomes an investment in your next adventure.
Ready to make your rent work for you?
Join Bilt Rewards and start your free travel journey today.
Bilt Rewards points are flexible and more valuable than Airline miles.
Check out this previous Letter on transferable points.
Use my referral link to sign up and start earning Bilt points.
Here’s to turning rent payments into travel experiences.
Bon Voyage!
Ade O.
The Leverage Letter.