LEVERAGING POINTS FOR LUXURY TRAVEL
By Ade O.
To travel in style without breaking the bank, you need the right rewards card—to qualify for the best options, you‘ll need a 720+ credit score.
👋🏾 Introduction
Hey Freemium Travelers,
I’m Ade, a Travel Points Advisor, and my mission is to help you turn your daily spending into luxury travel, especially in Business Class—using credit card points.
Over the past seven years, I’ve nearly traveled for free, and today, I’m sharing how you can do the same.
🔢 The Numbers
Via Tripit
82 Trips Taken: 70% in Business Class
255,507 Miles Traveled: Enough to circle the globe 10 times
$170,000+ in Travel Savings: Estimated value of travel costs avoided
$15,000 Out-of-Pocket: Total personal expense
$1,700 Annual Credit Card Fees: A small price for big rewards
9 Active Credit Cards: Strategically selected and used
Paying $1,700 in annual fees might sound steep, but when you get $170,000+ in travel in return, it’s an investment, not just an expense.
And no, this isn’t a scam—it’s a strategy anyone can learn.
🏁 How It All Started
My love for travel began in college when I took seven trips in one semester—until my sponsor cut off my travel privileges.
That’s when I realized I needed a way to fund my passion without going broke. I discovered credit card points, and my journey into travel rewards began.
The process is simple, yet powerful:
Get the right credit card(s) based on your spending habits.
Use your card for everything that doesn’t incur fees.
Pay off the card in full every month to avoid debt.
Maximize every purchase to earn more points—tools like CardPointers can help.
With the right strategy, you can easily get 2 free trips per year just by using points
Pro Tip: Always pay off your purchases to avoid debt. The goal is to earn points without falling into debt.
For more information on building credit, check out the Credit 101 newsletter.
✈️ Featured Flight Deal of The Week
Destination of the Week: France
Business Class flights start at 49K points one-way.
Booking Airline: Virgin | Operating Airline: Air France | Dates: Jan - Feb 2025
Available Routes: BOS, JFK - CDG
BOS - CDG
JFK - CDG
CDG - JFK
Screenshots of this award search via seats.aero
Booking Tip: Transfer your Amex, Bilt, Capital One, Chase, or Citi points to FlyingBlue to book this Air France Business Class flight.
Economy class is 12,000 points one-way.
Need guidance with finding these deals? Click here.
📣 Card Corner (Latest Card Offers & Tips to Maximize Your Rewards)
Card Highlight: Chase Sapphire Preferred
Current Offer: 60,000 Ultimate Rewards points after spending $4,000 in the first 3 months of card opening.
Travel Bonus: The current welcome bonus alone can cover a one-way trip in business class or a round trip in Economy.
Smart Moves: You can always product change or downgrade to the Chase Freedom Flex or the Freedom Unlimited, safeguarding your credit score and profile.
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Thank you,
Ade O
The Leverage Letter