FUND YOUR BUSINESS, FUND YOUR LIFE
By Ade O.
Hey Freemium Traveler,
You know the deal—building something great requires effort.
But what if you could start funding your business and your life using your personal credit?
It’s not just possible; it’s one of the smartest moves you can make for growth.
Why Use Personal Credit for Business?
Get Funds Fast:
Traditional loans are slow and full of red tape.
Personal credit, though? That’s your fast track to getting the cash you need.
Use it right, and you’re not just funding your business; you’re building long-term business credit.
Flexibility in Spending:
Unexpected expense? New opportunity?
Personal credit gives you the flexibility to spend when and how you need to.
It’s your tool for staying agile in a business world that rewards quick moves.
Build Business Credit:
Using personal credit helps you build a strong business credit profile.
Strong business credit means better loan deals, lower interest rates, and more options when you’re ready to scale.
How to Make the Most of Credit for Your Business
Use Business Credit Cards:
Business credit cards aren’t just a financial tool—they’re strategic assets.
Find one with rewards that match your spending, and use it for all business expenses.
Don’t overlook those 0% interest offers—they’re key to managing cash flow without extra costs.
Know the Difference Between Credit Lines and Loans:
Credit lines are your emergency fund—borrow what you need when you need it, and only pay interest on what you use.
Loans? They’re for big moves like buying equipment or expanding operations. Know when to use each to play the game smarter.
Keep Your Credit in Good Shape:
This is non-negotiable.
Pay bills on time, keep balances low, and regularly check your credit report.
Good credit is your golden ticket to better deals and more funding options.
Benefits Beyond Your Business
Using credit wisely isn’t just about your business—it’s about enhancing your life.
Those travel points from your business credit card? They translate into free flights, luxury hotels, and experiences you wouldn’t otherwise have.
A solid credit score? That’s your leverage to buy a home, invest in passions, and live life on your terms.
Info to improve/build your credit here
Card Corner (Best Pick for 0% APR)
Card Highlight: Chase Ink Business Cash®
Current Offer: 0% APR on purchases for 12 months.
Why It’s Great: Cash flow is king, and this card keeps it flowing while earning cash back (points) on essentials. No annual fee makes it a no-brainer.
Note: Marketed as a cash-back card, but can be converted to points when paired with a Sapphire Card.
$750 in Cash-back equals 75,000 Ultimate Rewards points – do NOT cash out.
Final Thoughts
Using personal credit to fund your business isn’t just a shortcut—it’s a power move.
But like any power move, it requires strategy. Choose the right cards, keep your credit score sharp, and pick the funding options that align with your needs.
Do it right, and you’re not just funding your business—you’re funding your life.
Ready to level up? Start leveraging your credit today for your travel and business funding needs.
Thank you,
Ade O
The Leverage Letter