Welcome to The Leverage Letter – your weekly guide to funding your business, maximizing travel rewards, and scaling without using your own money.
If you’re an entrepreneur or business owner, you could be missing out on $150K+ in business funding—money that could fuel your growth instead of sitting on the table.
Most people avoid using credit because they think it’s risky.
The truth?
✅ Personal credit is risky.
✅ Business credit is leverage.
Here’s how to unlock high-limit business credit while protecting your personal finances.
💡 The Power of Business Credit
Banks want to lend money to businesses—if you structure your profile correctly.
🔹 Good credit + proper setup = Easy approvals & high limits
🔹 Use business credit to scale, not survive
🔹 Leverage rewards to turn expenses into free travel
Let’s break it down step by step 👇
Step 1: Structure Your Business the Right Way
To qualify for business credit, you need a legitimate business profile.
Get an LLC & EIN – Simple setup, <$500.
Open a business checking account – Keep funds separate.
Deposit $1,000+ – Make frequent minor deposits to create business activities.
🚀 This foundation alone can get you approved for high-limit cards!
Step 2: Leverage Personal Credit to Unlock Business Credit
Even though business credit doesn’t report to personal credit, banks still check it.
720+ credit score = easiest approvals
Keep personal utilization below 10%
No late payments, charge-offs, or collections
🔥 Credit Boost Hack:
If your score isn’t where it needs to be, become an authorized user on a long-standing credit card to boost your profile FAST.
Step 3: Apply for These Business Credit Cards
Once your business is set up and your credit is clean, you’re ready to apply.
🚀 Top Business Credit Cards for Fast Funding:
Chase Ink Business Preferred – Best for big limits & flexible points
Amex Blue Business Plus – 0% APR + travel rewards
Capital One Spark Cash Plus – Best cashback + easy approvals
What’s in it for you?
💰 $50K+ limits (depending on revenue)
🎟 80K+ point bonuses (enough for free flights)
📉 0% APR for 12-18 months (interest-free funding)
Step 4: Use Business Credit to Scale (Not Just Spend)
Securing funding is one thing—using it wisely is another.
Invest in growth: Ads, inventory, hiring, expansion.
Charge ALL business expenses to earn points for free travel.
Request credit limit increases every 3-6 months.
⚠️ Avoid This Mistake:
DO NOT withdraw business credit as cash. Use the card directly or pay vendors.
✈ Booking of the Week:
Business Class to Paris for 90% Off
Washington (IAD) → Paris (CDG) | Round-trip Business Class
🔹 Outbound: Air France Business – 60,000 miles + $221
Washington DC (IAD) — Paris (CDG)
🔹 Return: United Polaris Business – 60,000 miles + $195
Paris (CDG) — Washington DC (IAD)
💰 Cash Price: $7,000+ 🚀 You pay only miles + $416 in fees!
🔥 The Leverage:
Save $5,000+ on a premium cabin
Experience lie-flat seats, lounge access, and top-tier service
Book smart: Points > Cash
Want flights like this?
Our Award Booking Service helps you maximize your points for premium travel instead of wasting them on low-value redemptions.
Book here!
🚀 Take Action & Start Funding Your Business Today
If you don’t have an LLC yet, set one up this week.
Check your personal credit score (goal: 720+).
Apply for your first business credit card (if qualified).
🎯 Want my exact roadmap to business funding & free travel?
Reply “LEVERAGE” and I’ll send you my proven playbook.
See you next week,
Ade O.
🔗 P.S. Found this valuable? Forward this to another entrepreneur who needs to hear this!