0% Interest Business Credit

Welcome to this week’s Letter!

If you've thought about scaling your business without the stress of high-interest debt, this Leverage Letter is for you. 

Today, I'm sharing a powerful strategy that many successful entrepreneurs use but few talk about openly: 

How to get a 0% interest business loan using 0% APR business credit cards—and how to use it to grow and invest in your business.

The Strategy: 0% APR Business Credit Cards 

Imagine getting $50,000 or more at 0% interest for up to 18 months. It's possible with the right business credit cards. 

These cards offer a promotional period without interest on purchases or balance transfers. The key is to use this interest-free period wisely, investing in business growth and paying off the balance before the promotional period ends.

Why Use 0% APR Cards? 

Cash Flow Boost: Imagine being able to make big purchases for your business without immediately dipping into your savings. 

Interest-Free Investment: The funds can be used for anything that drives growth—inventory, marketing campaigns, or software that can help your business operations. 

Tax Benefits: Business expenses may be deductible, which can improve your financial situation when tax season comes around.

 How to Use 0% APR Business Credit Cards for Growth

1. Choose the Right Card: Look for cards with long (12-18 months) 0% APR periods and high credit limits. Solid options include the Chase Ink Business Cash and the Amex Blue Business Plus Card.

   Note: The right card for YOU depends on your business spending needs, and travel goals.

2. Plan Your Investments: Before spending, identify the big opportunities in your business. Whether it’s buying new equipment, launching an ad campaign, or hiring new contractors—make sure your investment has a clear, measurable return.

3. Use the Funds Strategically: Use for purchases that align with your business goals. You can also transfer other existing high-interest debts to these 0% APR cards to improve your cash flow.

4. Create a Repayment Plan: This step is important. Divide your total balance by the promotional period and set up automatic payments. The goal is to pay off the debt before the interest-free period ends.

5. Reinvest Your Gains: As your business generates returns, use those profits to pay off the balance and reinvest the difference. It's a powerful cycle that can change your business for good.

Award Booking of the Week 

Emirates First Class from the US to Italy

• Route: New York (JFK) to Milan (MXP)

• Retail Price: $11,357

• Points Used: 102,000 miles + $106 in taxes

• Total Savings: Over $11,000

Imagine relaxing in Emirates First, enjoying premium service on your way to Milan—all booked with points, not cash. 

Anybody can build credit, and everyone spends money. You can leverage both for business funding and travel — Fund your business, Fund your life.

If you’re not sure how to make the most of your points, we can help.

Where you book matters: Our Award Booking Service unlocks premium travel without the premium price.

Ready to Scale Your Business? 

If you want personalized guidance on securing 0% interest business credit and using it to grow your business, fill out our consultation form here.

P.S. Know someone who could benefit from this strategy? Forward them this email—they’ll thank you later!

Thank you, 

Ade O